Frequently Asked Questions...
An Equity Release Advisor can recommend the best products for your individual circumstances. They will also be able to provide you with a detailed projection of cost over the rest of your lifetime, and guide you through the process of equity release to get the best deal.
Equity release allows you to access the equity (money) which is tied up in your home. You can take equity as a cash lump sum, in smaller payments or as a combination of both. You must be over 55 to release equity on a property.
Speak to an expert for comprehensive equity release advice on the best options for your circumstances.
Equity release plans provide you with a cash lump sum, regular income or a combination of both. However, the money released will need to be repaid when you pass away or move into long term care.
An Equity Release Advisor will be able to help you assess the best options for your circumstances.
If you’re over the age of 55, Equity Release can help to provide you with much needed cash for a more comfortable retirement. An equity release expert will be able to help you assess whether equity release is the best option for you.
The following questions are a good starting point:
- Are you a regulated Equity Release Advisor?
- What type of equity release is best for me?
- How much cash equity can I get?
There are two types of equity release:
Lifetime mortgages – a mortgage secured on your property provided it is your main residence, while retaining ownership.
Home reversion– you agree to sell part or all of your home to a home reversion provider for a lump sum or regular payments.
An Equity Release Advisor will help you to assess the best type of product for your financial circumstances.